term life insurance
rem0teking asked:


looking at $500,000 and $1,000,000 policy

Phil Ganibe
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4 Responses to “what is a good ballpark payment for Term Life Insurance for a man, age 50, non-smoker, good health ?”

  • Spock (rhp):

    get multiple free quotes on the web — just search for “term life”

    then you can compare the exact policy types [number of years of fixed payments].

  • SM:

    What term are you looking for? 20 yr, 30 yrs?? That matters. I’d say $500K, $1000 or so a year, but again, depends on the term you’re looking for.

  • Bradley S:

    Each year Insure.com surveys 25 leading insurance companies to find the lowest rates available for level term life insurance. The latest survey was taken on November 12, 2007. According to this survey, at age 50 you can get a 10-year term life insurance policy with a death benefit of $500,000 for $445 a year, a 20-year policy for $960 a year, and a 30-year policy for $1475 a year. At the $1 million level, you would pay $830, $1,830 and $2,850 a year for 10-, 20-, and 30-year policies, respectively. To qualify for the lowest rates, you have to be in excellent health, have an excellent family history of health, and not participate in any dangerous sports or hobbies. To get the best rate, I recommend speaking with an insurance broker. A broker works with several companies and can find the best coverage and price for you. To find a broker in your area, log onto a website like and fill out a form requesting a free quote. Good luck!

  • Avani:

    there are a lot of company provide life insuance with deferent term and condition for detail information check

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