March 17th, 2007 | 
Author: 
Kim Y asked:
My hubby’s stroke was 5 yrs 1/2 yrs ago, 38 yrs old, 100% wheelchair dependent, taking 2 blood pressure meds only, caused by high blood pressure; needing up to $250k Term Life Insurance for 20-30 yr term. Thank you for your input!
032107 4:00
I’m going to give the Yahoo Community the opportunity to choose for me – both of you have good points. Thx again!
Renita Orielley
My hubby’s stroke was 5 yrs 1/2 yrs ago, 38 yrs old, 100% wheelchair dependent, taking 2 blood pressure meds only, caused by high blood pressure; needing up to $250k Term Life Insurance for 20-30 yr term. Thank you for your input!
032107 4:00
I’m going to give the Yahoo Community the opportunity to choose for me – both of you have good points. Thx again!
Renita Orielley
Posted in Insurance | 
Tags: High Blood Pressure, Hubby, Insurance, Opportunity, Stroke Victim, Term Insurance, Term Life Insurance, Wheelchair, Yahoo, Yahoo Community
I once was able to obtain a term insurance quote for a fellow who had a heart transplant three years earlier. Although the insurance company was willing to offer a quote, the premium cost were so high, the client elected not to buy the insurance. It is function of the insurance company’s perception of risk.
My point?
I am sorry for you difficulties. If you work with a good life insurance broker, you might be able to find some company to offer life insurance on your husband, but the cost (I fear) will be too high for you to afford.
Without knowing more about your case, it’s really impossible for anyone to give you an answer one way or another. Some people will say absolutely not. Those people are simply too lazy to investigate, or do not have enough contacts to get “impaired” cases approved. I’m sorry about your situation. If you would like to provide more detailed information you can email me at. If not, I wish you the best of luck!!