Term Life Insurance-Term Life Insurance Rates

fords5 asked:


what is the simplest way to understand what the difference is between WHOLE or TERM life insurance?

Milford Brusco

kelbear12685 asked:


we will be having a son due around november 20th. we are currently looking into different types of life insurance for him and im no longer sure what type i want and the provider to go with. my husband is set on the Gerber life grow up plan but, im not sure that’s the way to go when there are whole life policies, term life policies and others out there that seem to offer more than the Gerber program please HELP!

Ailene Lane

vern01 asked:


i just called select quote and got a quote for a fixed 30 year insurance plan for 500,000 at $38/month. do you all think that’s a good rate? they don’t charge me anything if i choose to discontinue the insurance. i wanted to get some feedback from you all. i was interested in it bc i just had my son and wanted it “just in case.” in your experience is the deal i got good? i calculated it and if i paid 38 dollars/month for 30 years and nothing happened to me it would be over 13,000 down the drain. but i guess that’s the purpose of insurance. please let me know your thoughts.

and, i got the quote over the phone and may have lied about my weight, etc. the rep told me later in the convo that a nurse practitioner will be coming by my house to take a physical and will want my doctor’s info to get my medical records. what are your experiences with that?

Geoffrey Eckles

emo_rox12 asked:


Can you help me plz.
this was from Lincoln Financial Group. I had just had my son, and he was about 2 weeks old.

Lindsy Kowalowski