Archive for the 'Law & Ethics' Category

What life insurance companies accept heavy people?

Thursday, July 29th, 2010

asked: Hi;
I am an independent insurance agent in SC. I have a heavy client [6' 3", 400]. He falls outside the “build tables” of the life insurers I currently work with. He wants term.
Does anyone have any direct experience with a life insurer that will accept a client with this build?
Can anyone direct to [...]

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Can a life insurance company cancel a policy within the first two years of inception if ******* is suspected?

Monday, June 21st, 2010

louella asked: My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of *******. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for [...]

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What is the best life insurance policy?

Monday, April 26th, 2010

Mark asked: What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI [...]

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Which life insurance company is the best in settling claims?

Sunday, March 7th, 2010

rozanne asked: Which life insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please suggest good plan and life insurance company. Is there any database where we get more information of claim record.Moira Marquart

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Cheapest Term Life insurance policy?

Friday, November 27th, 2009

jettie asked: I want to buy a 30 years fixed term life insurance. Where can I buy the policy not spending lots of money? Erline Miyoshi

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Why is it cheaper to get term life insurance as a business or through a business than as an individual?

Friday, November 20th, 2009

magdalen asked: It seems much more costly to buy direct as an individual than thru my company. Is my company getting a tax credit/discount? Should I form an LLC to get the same discounted value?Trinidad Clearo

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Cheapest Term Life insurance policy?

Tuesday, October 27th, 2009

jettie asked: I want to buy a 30 years fixed term life insurance. Where can I buy the policy not spending lots of money? Jonathan Tsukamoto

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irs tax relief