Term Life Insurance-Term Life Insurance Rates

Todd asked:


Unfortunately, there is some extensive health history that prohibits the application of such traditional Term/Whole life solutions. From what I understand, actual Mortgage Life Insurance is a decreasing plan (following the decreasing principle of your loan) that is shared by both borrowers and designed only to pay off the mortgage in the event one or both borrowers dies.

Can you give me the names, ph#, email, URL, to any companies that offer this specific insurance product?

I have already asked my lender, loan servicer, and about 100 different B.S. online quotes Thanks.
Just to be crystal clear…I am not looking for Term Life Insurance, Whole Life Insurance, Variable, Universal, or any other typical live insurace vehicle. Eventhough the insurance industry has muddiedthe definiton; “Mortgage Life Insurance” is a specific product in it of itself.

Wayne Autobee

Jorge asked:


How to Find Quickly Best Term Life Insurance Quote?

Justine

Ambience asked:


From a insurance brokers perspective; What is the advantages for a client who buys “TERM LIFE ” insurance, over “WHOLE OF LIFE insurance, in your opinion???

Georgianne Greenhalge

tender_heart asked:


needing to get term life to cover home mortgage amount is this a good company to go with we have our house and car insurance with them and wanted to see if good fit for term life?

Jean Curd

RITA W asked:


What is Term the best type of life insurance to buy for parents with infant child? I want to make sure there is enough financial support available if something were to happen to me, ie child rearing, school, college….. any help is appreciated

Mary Tasler

Dan93 asked:


The insured passed away some time ago. Can I get the death benefit and interest? At least I think the policy is now out as it’s a 16 yr old policy.

Also what kind of complications will arise when I cash it, and how long does this process take.
I have the original policy. I am named the beneficiary. As far as I know payments were made on the policy. I don’t remember ever seeing anything in the mail about late payments or the policy expiring due to non payment.

So what other complications will I have? Could they pull a preexisting condition?

Angle Chaiken

hyehokis asked:


We bought our policy last year and it is a total rip off. I could get more insurance with the same terms for less than half (and it is a term policy). Any suggestions?

Thank you

Ethan Katoa

RedStorm asked:


I’ve dedicated much of the past month researching life insurance. A metlife rep swears whole life is the best thing since “sliced bread” and has dedicated much of her time selling it to me. All of my research indicates to “Buy term and invest the difference” which is what I plan on doing. But I’m still curious, if the wiser choice is to buy term, then:

Who actually buys whole life? Why?

Monroe Delanuez

cullar asked:


…etc He is in his 62.
Also live in Calf and I am in my 70′s. He brought this up last night. Thanks

Veronique Milhorn

vat asked:


ie. if all a person’s other assets have been dissolved in long (or short)-term nursing home/medical care, can they take away even the life insurance policys for one’s children, or will they still get at least those acumulated proceeds upon the insured’s death?

Lonny Campolongo