Term Life Insurance-Term Life Insurance Rates

Marymiss asked:


for the same coverage (i.e. $500K 30 years term life) is life insurance cheaper in CA or in TX? We are going to be moving to TX in the next couple of months, and we want to buy life insurance. I’d like to know if we are better of buying it here in CA or wait till we get to TX.

Kristen

Erb asked:


My father is searching for some life insurance;
he is 71 and is looking for a term policy for $100,000. for a minimum of 20 years.

Know of any Companies that are good?
i am not concerned with the premiums, just the names please.

Heidi Timmel

breatch asked:


I’m very skeptical about a ‘friend’ trying to sell my significant other ‘investment’ life insurance as a tax reducing, long term investment. We do not have a mortgage or children, and he is 46 years old. He was looking for some investment that would reduce his tax liability. To me, this is one of the worst investments, especially in his situation, but maybe I’m missing something…

Chuck Boege

kali_female asked:


Hi I’m currently shopping for life insurance for my mom. This is my first time shopping for life insurance so I have no idea how life insurance works and do not know what I should look for. Can someone give me a few pointers? What kind of questions should I be asking when talking to an insurance agent? Also, I hear there’s Term Life and Whole Life insurance. What are the difference between the two and which one is better? I’m actually looking for a policy that’s around the 100K to 75K range, so what is the average rate? Which company are reputable and which company should I avoid? Any info, source, site, links, feedback are greatly appreciated. Thanks.

Mireya Martinsons

KJ asked:


And your term life insurance policy does not have an ability to convert to a permanent policy w/o going through underwriting (which now you will not qualify for coverage)?? And you die after your term policy is exhausted, will the person who gave you such advice now help your family??

Dana Sabin

missthanku asked:


I’m looking to invest in life insurance, annuIties and term insurance, mutual funds. However, I don’t know where to start? How can I invest especially in annuities if I want to get a check a month in about 10 years to live on when retiring. My friend’s mom invested in annuities and when she got sick at 55 years old and couldn’t work she was receiving annuities check which helped out alot.Can experienced people respond who have annuities, life insurance and/or term insurance with the kind of insurance they chose and which company you chose and WHY YOU CHOSE TO GO WITH THAT PARTICULAR COMPANY.THERE ARE SO MANY OF THEM OUT THERE…ITS’ CONFUSING AS TO WHICH ONE IS BEST? Thanks in advance for advice.

Wilbert Cubbison

Star asked:


I live in Ohio..with a boyfriend. We both wanted to get life insurance (term). Does Ohio recognize domestic partners for life insurance? I got an offer from AAA and called and the agent said that AAA will give us life insurance no propblem but you have to make sure that Ohio is a state that will recognize it. I’ve had no luck looking online.

Lavona Bonadona

della Villanueva asked:


Does anyone know of a good life Insurance Company without medical exams, and one that will allow you to get back all your paid premiums at the end of the term, if there is such a thing like that? Also one that want drop you when your term comes to close just because you got very sick 10, 15, 20 years later.

Milford Buda

pumky_2001 asked:


I have life insurance and went to update my insurance today. In 2003 I became disabled and did not know about the disability clause. Where I don’t have to pay the premiums anymore. Can I change my term life to whole life? Will I get back pay from 2003? I want to know this before my agent calls me next week with the answers. Please don’t try and sell me insurance for as I won’t qualify anyways just the answers please.

Steve Jobs

Tony lim asked:


I’m 27 years old and qualify as super-preferred non-nicotine. What is a good price for a 30 year term life insurance at $1 million dollars?

What company do you recommend?

Thanks!

Audry Fulton