Archive for June, 2010

What is Supplemental SPOUSE Life Insurance?

Tuesday, June 29th, 2010

Taryn asked: I am a married woman with no children. My husband does not have benefits through his job, so I carry all the insurances. He does however have a term life insurance policy on himself through an outside company. I am doing my enrollment for my 2010 benefits through my employer. I currently have [...]

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Isn’t all cash value policies are term insurance?

Tuesday, June 29th, 2010

Procastinating lazy liars asked: Whether its whole life, universal life, or variable life, when you pay your premiums, your premiums are being paid for two things: 1) Term insurance and 2) Cash value.
At the beginning, most of your premiums are paid toward the cash value. As you get older, term insurance gets more expensive, [...]

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Life Insurance?

Monday, June 28th, 2010

Jason asked: I was considering buying Life Insurance now because I thought it would be much cheaper than to buy it when I start to get older. I don’t know anything about insurance, I know there is term life insurance then there is universal or something.
I am 18 years old, I don’t smoke and rareley [...]

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what is term life insurance?

Monday, June 28th, 2010

Debbie M asked: what do they mean by 10 -15 year term life insuranceWinifred Ward

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Universal life insurance a good idea for dev. disabled heir?

Monday, June 28th, 2010

Anathema asked: I have a developmentally disabled daughter. I would like to be sure leave her money when I do die. I have a 30 year term life insurance, I’m 35 now. I’m afraid that when I’m 65, I will not be able to get life insurance so she will for sure [...]

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What is the difference between term and whole life insurance?

Sunday, June 27th, 2010

JONI asked: I am looking for life insurance form my husband. He was turned down by a company because he is pre-hypertensive…meaning they are treating b\p that is a little higher than usual…but NOT hypertensive…he is now being labled with heart disease.That is a joke !!!! Because he is being treated early his chance of [...]

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Dilemma: Whole Life or Term Life Insurance?

Thursday, June 24th, 2010

That’s Miss Cissoko to you! asked: I’m trying to get insurance for my mom through Colonial Penn. I’m so lost right now. If something happens to her I want all of burial cost to be covered. She’s 48 with minor health problems. I got a quote for Whole Life $60.48, Term Life $18.45. Big difference. [...]

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What will happen to my life insurance policy if AIG goes down?

Thursday, June 24th, 2010

aelp asked: My husband and I both have odd life insurance policies. They are considered term policies because they do expire, but as long as we don’t die, we get all our premiums back at the end. It was a new type of product they were offering. Since we are young (25) we thought it [...]

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I’m licensed to sell life insurance, medicare supplements, annuities and long term care?

Wednesday, June 23rd, 2010

Danielle L asked: Do I qualify for a medical billing job? I heard it might be so…Barbara

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What will happen to my life insurance policy if AIG goes down?

Wednesday, June 23rd, 2010

aelp asked: My husband and I both have odd life insurance policies. They are considered term policies because they do expire, but as long as we don’t die, we get all our premiums back at the end. It was a new type of product they were offering. Since we are young (25) [...]

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