Term Life Insurance-Term Life Insurance Rates

jojo asked:


Just wondering how many people have some type of life insurance. Term or Life.

Carey Skweres

anna! asked:


my husband and i have been talking about trying for our second child in the next year and i have a question. we are only 21 and make about $60,000/yr.
im wondering about life insurance. i am a stay at home mom and my husband and i both think that its best that i stay home with the son that we have now(and any future children) as opposed to daycare. i want to be more responsible as we progress and make the big step of having another child. we live comfortably but dont have any money put back, as we just bought our first house and that took up alot of our savings(we didnt have too much to begin with).
i want to take out a term life insurance policy that will allow me to recieve a sum of at least $150,000 were anything to happen to my husband. i just want it for about 7-9 years. how do i go about doing this? what should something like this cost my husband and i per month?

Trenton Valade

wisconsheepgirl asked:


Is there anywhere online that I can review a standard employee benefit group term life insurance (specifically AD&D) policy? Focus on the exclusions for the AD&D?

Aisha Clontz

Prince asked:


I am in the process of buying Term Life Insurance (20 Yrs) for me and my wife. After lot of research, I finalized American General and ING. Any recommendation on which one is better over the other ?

Viola Candell

kygirlflgirl asked:


I would REALLY appreciate anyone w/ life insurance (or stubborn husband) experience!!!
I am 38 and my husband is 49. My husband is the sole income provider of our family.
Since our first child’s birth, I have tried to discuss with him the importance of planning for our deaths. Our oldest son is 15, and he still refuses to have a Will drawn up. Also, he refuses to purchase term life insurance on us both in the proper amount according to our famincome.
He is normally a very thoughtful and extremely responsible person. I know his lack of planning is due to his inability to deal with his own mortality.
I have continued to express concerns re: our lack of planning for 15 years! I have approached it from every angle I can think of.
On my own, I have contacted insurers to get coverage for us both & pay from my own “rainy day fund”. No one will write a life policy in any amount without 1st performing a physical.
How do I protect my family in this situation?

Wayne

pat asked:


I’m trying to get insurance for my mom through Colonial Penn. I’m so lost right now. If something happens to her I want all of burial cost to be covered. She’s 48 with minor health problems. I got a quote for Whole Life $60.48, Term Life $18.45. Big difference. I’ve been reading that Whole Life insurance ia a rip-off but I’m still confused. Can you guys please help me. Thanks a bunch! :

Dong Cocco

Luis asked:


What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Tad Michalik

Elbert asked:


Which life insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please suggest good plan and life insurance company. Is there any database where we get more information of claim record.

Arianna Stepleton

Rob S asked:


If I have already bought a term life insurance plan for 20 years a year ago, and I get a new job which is a higher risk job, will my insurance rate go up? If so how much could it go up by?

Lucio Chafin

Elly asked:


I am considering changing my life insurance policy, and obtaining long term disablility insurance. The insurer told me we would set up an appointment for bloodwork. What tests do they do for this? I appreciate your answers.

Victorina Roedel