Archive for March, 2010
evelia asked:
What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
Elicia Heap
What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
Elicia Heap
Rajaei A asked:
Hello !! Michael,
I am interested in a term life insurance policy for myself and my
wife. We are 50 and 51 years of age and in overall good health.
We are both overweight according to Farmers insurance
guidelines. Everything was fine with regards to our health except
for their restrictions about the weight issue.
Hello !! Michael,
I am interested in a term life insurance policy for myself and my
wife. We are 50 and 51 years of age and in overall good health.
We are both overweight according to Farmers insurance
guidelines. Everything was fine with regards to our health except
for their restrictions about the weight issue.
My question: What are we supposed to do in order to be insured
with a reputable company ?
We would be willing to pay a higher premium if necessary.
Could you Please recommend some insurance companys that
provide flexibility with regard to weight.
Your help is appreciated !!!!
Lauren Wallace
Justdoingmyjob asked:
She lives in Alaska and is 82yrs old.
She wants me to have a little money and take care of the funeral
expenses when she passes.
She’s in very good health.
I was thinking a term life 10yr $100,000 policy.
The monthly payment is rougly $572.00 a month.
Is it possible if I make the payments on her life insurance?
Tom Traher
She lives in Alaska and is 82yrs old.
She wants me to have a little money and take care of the funeral
expenses when she passes.
She’s in very good health.
I was thinking a term life 10yr $100,000 policy.
The monthly payment is rougly $572.00 a month.
Is it possible if I make the payments on her life insurance?
Tom Traher
Lisa asked:
I had an endoscope and doctor find out that I might have lump or cancer. The doctor said he need to test on cell and let us know the result in two week.
I want to have life insurance Amount $100,000, 20yr term. Here is my questions, as soon as I apply application, do I have to tell them he had test and waiting for results or just not saying anything since underwriting is processed, they’ll find out right? or not? I’m not sure. If company didn’t find out and approve insurance, is this legally ok? (for future claim)
I don’t know, what is best way to have me life insurance with lower rate
Thank you for your answers.
Is there a term policy that has no/little medical underwriting. Can I have that information? Thank you
If I’m applying no medical underwriting, do I need to wait after test results or before test results to apply? To get better rate.
Lon Ko
I had an endoscope and doctor find out that I might have lump or cancer. The doctor said he need to test on cell and let us know the result in two week.
I want to have life insurance Amount $100,000, 20yr term. Here is my questions, as soon as I apply application, do I have to tell them he had test and waiting for results or just not saying anything since underwriting is processed, they’ll find out right? or not? I’m not sure. If company didn’t find out and approve insurance, is this legally ok? (for future claim)
I don’t know, what is best way to have me life insurance with lower rate
Thank you for your answers.
Is there a term policy that has no/little medical underwriting. Can I have that information? Thank you
If I’m applying no medical underwriting, do I need to wait after test results or before test results to apply? To get better rate.
Lon Ko
Thomas H asked:
Also, what is that amount based on. I have 5 policies thru Trustmark, U-AD & D PLAN, U-CANCER/CRITICAL ILLNESS INS, DEPENDENT LIFE, U-UNIVERSAL LIFE INSURANCE and U-VOLUNTARY TERM LIFE INSUR. Also Term life thru Mutual of Omaha.
Also, what is that amount based on. I have 5 policies thru Trustmark, U-AD & D PLAN, U-CANCER/CRITICAL ILLNESS INS, DEPENDENT LIFE, U-UNIVERSAL LIFE INSURANCE and U-VOLUNTARY TERM LIFE INSUR. Also Term life thru Mutual of Omaha.
Also, how difficult is it to acquire these loans?
Thanks for the spam…..
Evan Navarre























