Term Life Insurance-Term Life Insurance Rates

GARY asked:


1)I already have term life, I now have an opportunity to get a small whole life policy. I wanted a whole life policy, but at this time can not afford it. Does it make since to purchase a small plan, which would give me a little more coverage and give me the benefits of a whole life plan as far as, cash value building, that I could possibly use if needed?

Tad Michalik

no one asked:


Will SSI consider the payout income and then deduct the ammount from what they would normally pay out?

Errol Roat

Victor asked:


I was told Whole is better, but how? What are the differences between, Whole, Term, Variable and Universal Life Insurance?

Page Blachly

curious and knowledge asked:


I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.

Eddy Dagel

D Beezy asked:


If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion of the whole life policy at that time? I have this rider now on my whole life policy to maximize my death benefit at the lowest cost but I’m thinking that either I will have to pay more premium if the cost goes up or I have to drop the rider.

Phillip Kudo

ram asked:


How to Find Quickly Best Term Life Insurance Quote?

Ivy Hamman

Elizabeth asked:


Last year I took out a life insurance policy on myself so that if something happens to me my mother would have a decent amount of money to live on and not have to worry. She can’t work because of medical conditions and only receives SSI. Whenever she gets to the point that I can no longer care for her, the options won’t be very good for where she can go and what kind of care she can receive. I was wondering if there is such a thing as a long-term care policy (kind of like life insurance) that I can purchase on her behalf.

Thanks!

Rolf Sappah

Hanuee asked:


that’s not my full question, but i wanted to know the similarity and difference among life insurance, long-term-care insurance, health insurance, long-term disability insurance, renter’s insurance, and car insurance.

Clint Wedgewood

Robert Albert asked:


Dear Sir, Due to being out of work I am considering canceling a term life insurance policy as well as a disability policy.When I’m working again I can see about replacement policy.Is there usally a penalty for canceling a policy?How would I go about canceling these policies?

Dennis Smeltzer

asked:


Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated.

He has a soon to expire term life insurance policy at the present.

He wants the best for his money.

Is a term insurance policy still the best type of policy or would another policy be better?

Glenn Reisher