Term Life Insurance-Term Life Insurance Rates

Gerrard L asked: My wife and I are in our 40’s and 50’s. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford.
We recently both purchased $1M 10-year renewable term life insurance policies that we [...]

Begi asked: What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI [...]

Sugar asked: Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit [...]

Querious asked: As part of a divorce decree, H paid W $5,000 per month for 10 years. Prior to the divorce, H&W had a term life insurance policy on H’s life. Following the divorce, W asked and H allowed W to continue the term life insurance policy which W paid for. The [...]

kelle asked: Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit [...]

Stupendous315 asked: I am pretty much dependent on my guy for my life expenses. Our other policy was dropped (long story but mistake on the part of the insurance company) .
I hear terms “whole life’ and ‘term” what I need is something to help me get expenses paid for about a year should (God Forbid) [...]

Fox Gibson asked: Hi I was wondering if you would be able to look at a brief summary of my family situation and give me some suggestions.I want to get insurance but can u recomment some changes in what I presently have. I thank you.
I am married and have 3 childern (ages 9, 12, and [...]

bearinacoat asked: I am a U.S. citizen, and will be studying in the Scotland for a year. I am looking for a term life insurance policy to cover me at least for a year or few years while I’m abroad. I’m having a lot of trouble finding a company to do that, and each place [...]

carie asked: Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit [...]

asked: im married, age 27 and interested in buying life insurance for me and hubby.
for just myself how much would my monthly be approx? im healthy dont smoke and dont want to pay too much money….
does term life give you an option of continuing on with them after the 20+ years term? would the [...]