Archive for December, 2009

how much do you pay for life insurance?

Tuesday, December 29th, 2009

Oops I did it again~ asked: I would like to know what a typical premium is for term life insurance? I’m in a situation where if i die, there will be people that may struggle financially. I know there are many variables but just based on typical scenarios? I’m 30, healthy and [...]

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CAN SOME PLEASE THE DIFF. BETWEEN TERM LIFE INSURANCE OR REGULAR LIFE?

Monday, December 28th, 2009

honey_08 asked: Also is it better to just by a plot burial and lock in the rates today, my job does not offer life insurance and i would like some type of reassurance for my family if i were to die. I’m in the 25-35 yr range group, can anyone suggest polices or explain them [...]

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Do life insurance companies have access to what medications you’ve taken?

Sunday, December 27th, 2009

RobA asked: That is, can they get it without my consent? (I would think no) Would they ask me to disclose? I am a smoker and seek medication to stop. 6 months down the road I want to get term life insurance. Wondering if they check what meds I’ve taken.Anne

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Are white lies ok on a life insurance application?

Wednesday, December 23rd, 2009

sngrlissy asked: I can get a better rate on new term life insurance because I do not need a medical exam from AAA but I take a prescription for high blood pressure which has been controlled for many years but my current policy has a red flag in there for it from 20 years [...]

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Do life insurance companies have access to what medications you’ve taken?

Tuesday, December 22nd, 2009

RobA asked: That is, can they get it without my consent? (I would think no) Would they ask me to disclose? I am a smoker and seek medication to stop. 6 months down the road I want to get term life insurance. Wondering if they check what meds I’ve taken.Augustus Updegraff

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Does term life insurance take into account the combined income of a married couple?

Monday, December 21st, 2009

asked: I have seen around the internet that the maximum term life insurance policy allowed for a person in their 20s is usually 20 times their income. However, I was wondering if there are any policies that take into account the combined household income. If a husband and wife both make $40,000 a year, [...]

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Term life insurance with sleep apnea?

Thursday, December 17th, 2009

libertino85 asked: Can you still get term life insurance if you have been diagnosed with sleep apnea? If so, will this increase the cost of the insurance?Charity Feist

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What is the average cost of life insurance?

Wednesday, December 16th, 2009

matha asked: I know individual circumstances apply, but there must be an average monthly cost somewhere.
33 years old,
Looking for term life insurance, 500K
I was just given a monthly quote for $28 per monthJi Vitt

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65 Life Insurance vs. Term Life Insurance?

Tuesday, December 15th, 2009

Chris asked: My wife and I currently have 65 life insurance which we pay about $130 per month for the two of us. After listening to her friend Suze Orman she wants to get rid of the 65 life and get term life insurance. 1st question is what do you think is better [...]

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what is the difference between direct term insurance and term life insurance?

Monday, December 14th, 2009

Seacanary asked: should you get direct term and what is thebest price you should pay for a non smoker age 35-39?Porter Elwick

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