Term Life Insurance-Term Life Insurance Rates

izola asked:


How would I know which type of life insurance is best for my family? Term or Whole? My husband and I are healthy and in our mid to early twenties, with one child. How would I know which life insurance is best for our family?

Lanette Joa

Knut asked:


I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?

Delia Leho

nelida asked:


What insurance should I get? I’m in my late 20′s and I’d like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I’m as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I’m very active so I have no signs of any disease related to heart disease. It’s a fear that I’ve had since I was a kid and it’s the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I’d get something like 17% off my car insurance. I’m struggling to figure out which policy to choose. I need some insight.

Johnnie Hidvegi

asked:


I currently have a $300,000 Adjustable Life Insurance policy and want to convert it to a $300,000 20 Year Term. Can I do this or will I have to surrender the policy and start a new policy? I checked my life policy and there is nothing mentioned about any type of conversion. Just curious about everyone’s thoughts.

Ben

asked:


Does AARP Offer Term Life Insurance? For persons who were diagnosed with cancer but have no reoccurrence?

Loreen Hosle

Fox Gibson asked:


Could you please inform me on what insurance writer is, and the pro and cons.

I am looking for term insurance and someone said that insurance writer might be beneficial in adding to my insurance policy and maybe other policies.

Is this true? Any help will be appreciated.

Ali Gresko

asia asked:


What is the purpose of limited premium payment term life insurance? Is it so that the insurance companies can get hold of your premiums over a shorter period, or does it actually work out cheaper in the longer term for the policyholder? I appreciate that you may chose the premium term to be limited if you are close to retirement, but let’s ignore that case for now.

Darius Cartmell

asked:


I’m trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.

Ira Bonus

antonetta asked:


Which life insurance company is best in setting claims? I want to but a term insurance for 25 yrs. I am 35 now. Please suggest good plan and insurance comany. Is there any databse where we get more information of claim record.

Chi Schaarschmidt

Fox Gibson asked:


i am wanting to cash in a 14year life insurance policy. the amount is $50,000. what is the formula for a cash out, in other words how much will i receive?

Lauren