What is the best long term investment? Stocks, real estate, or investment grade life insurance?
Wednesday, April 22nd, 2009texker asked: Stocks have a down side. Real estate may also have a downside, along with liquidty. Investment grade life insurance has limits.Moshe Able
Share and Enjoy:
Is the surrender value of whole life insurance taxable as normal income or as long term capital gains?
Tuesday, April 21st, 2009Mike B asked: My insurance company has told me that over $6000 of the value will be taxable. I’ve had the policy for 20+ yrs and am hoping that the $6k is taxed at the LOWER long term capital gains rate - not as normal income, which is almost twice as much.Ezra Derian
Share and [...]
How much should we expect to pay for Life insurance?
Tuesday, April 21st, 2009Mark R asked: We are both non smokers 29 (male) and 25 (Female) we want a 30 year term life for 250K each. No signficant health issues and we would fall under the “standard” category most likely. How much should we be prepared to pay a month?Jarrod Celentano
Share and Enjoy:
I currently have whole life insurance, to help my family in case something happens. Should I have term also?
Tuesday, April 21st, 2009stillunderpaid asked: Also, what is a reasonable amount to have for both? I originally just wanted a whole life policy to cover funeral expenses etc just in case something happens to avoid burdening my family, but maybe I should try to get more while I’m young to save money, and also so my family will [...]
i’m working a new job in an insurance company for life insurance(term and universal), disability, annuities?
Monday, April 20th, 2009MidnightEnigma asked: i wanna get a headstart on how this business works to impress my boss, any website that could help me learn?Nichol Malec
Share and Enjoy:
Should I get Life insurance now or when I move?
Saturday, April 18th, 2009DrewS asked: I want to get a 30-year term life insurance. How I understand it, you pay the same monthly payment, no matter what, for 30 years. If you die, you get the money; if not, then you don’t. I live in colorado, and I hear insurance is more expensive here. [...]
If a life insurance agent works solely on commission and they sell to a customer a term policy?
Saturday, April 18th, 2009Mommy…LT asked: and they sell a term policy to a customer that’s about 600K, how much would that agent make off of that sale?Yetta Minger
Share and Enjoy:
Can anyone tell me if I was to pay accidental death insurance is that wise or buy Term life or whole life?
Friday, April 17th, 2009sweden asked: why level term life?Leeanne Cajucom
Share and Enjoy:
I’m 24 and married. Do I need Term AND Perm life insurance?
Friday, April 17th, 2009Ryan P asked: My financial advisor advised me to sign up for a $400+/yr term plan (20 yrs I believe) and a $1100+/yr perm (whole life) policy for $300,000. (I don’t recall which one this figure is for). I read that term is much better and is actually much cheaper than even the figure my [...]
How Much Does my life insirance agent make on his policy?
Thursday, April 16th, 2009Scott asked: I am thinking of buying a Term life insurance policy from my Northwestern Mutual agent and am curious what they make on the policy.Cristobal Ekstrum
Share and Enjoy: