Term Life Insurance-Term Life Insurance Rates

TP woman asked: My husband needs term life insurance. He’s 52. What companies do you recommend? How much do you pay in premiums per year?Clint Mcgrain

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8robinhood8 asked: From what I understand, if you have term policy with the initial death benefit of $500,000, that should be free and clear from being taxed considering it has no real cash value (correct me if I’m wrong).
I’m curious if my employer has life insurance set up and covers the monthly premiums. Does [...]

Adding an accidental death and dismemberment rider to a term life policy is an ideal way for those who need extra protection to get combined and comprehensive coverage.Accidental death and dismemberment riders are also known as “A D & D Riders” as well as “Multiple Indemnities.” Multiple indemnities mean that an insurance company will pay [...]

brokenboba asked: I am 33 and I’m pretty sure that I want to get term life insurance. I have a wife and 2 kids. It’s affordable. I’m in good health. My question is should I get a 15 yr plan or 20 yr plan? Money is a little tight so I’m thinking the 500K or [...]

jeremyaka asked: I am a 23 year old male that has type II diabetes. I have around $40,000 worth of debt from student loans, and I’m going to be getting married in a year. My parents currently have me covered so that if I die, they can afford my burial and other costs. [...]

Curious George asked: I have home and car insurance with Allstate for many years. Now, I am looking for term life insurance. I know exactly how much term life insurance I need. Do you know which one is better and cheaper company? I did some research and it looks like Prudential, Allstate, New York Life [...]

Cindy asked: I want to leave some money for my children once I am gone. Is it better to buy a Term Life Insurance policy or to invest that money where it will earn interest? What are the odds of a Term Life Insurance Policy paying out? What percent pay out? [...]