Archive for August, 2007

ROP term life insurance?

Tuesday, August 28th, 2007

jmiller asked: Anyone heard of this or has it? I’m thinking of getting this type on insurance but am unsure. Are all life insurance cut and dry or what? I know we can’t afford whole life so that’s out of the question. Thinking of AIG ROP term for 30 years. Currently am 28, 2 kids, [...]

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Life Insurance Term or Cash value?

Tuesday, August 21st, 2007

parkerindy asked: I just switched from Cash Value insurance to Term. Wow what a savings I have on premiums. Does anyone else feel like cash value insurance is an extremely bad idea perpetuated by an insurance industry?Karren Khairallah

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Life insurance? Which should I choose? Term or whole life for my family?

Monday, August 20th, 2007

Kyle B asked: I have heard whole life sounds good with cash value after awhile but really does not pay and isnt worth it?Susan

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Which Term Life Insurance policy to cancel?

Friday, August 10th, 2007

Kim Y asked: I have 2 Term Life Insurance policies on myself.
Both are for the same dollar amount.
“A” is 20 yr, of a stable Insurance company under State Farm Insurance ($68 per month)
“B” is 30 yr, one of the AIG Insurances that Uncle Sam bailed out (American General @ $54 per month).
I’ve been paying on [...]

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I am having trouble understanding the different types of Life Insurance?

Tuesday, August 7th, 2007

RiotGirl asked: My husbavd and I have been married for 5 years.I have started looking into life insurance now that we are on our feet. I am SO confused about term life insurance and “non” term life insurance. My husband doesn’t want to deal with it because he “doesn’t believe” in it. [...]

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