Archive for April, 2007

Does a 1 year old child needs life insurance?

Saturday, April 21st, 2007

Charles C asked: I f he needs life insurance, which is a better pick, a term life insurance or a participating whole life insurance since premiums are very cheap and he can have her plans paid up in a short period of time using self liquidating option?Bibi Rowlett

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Should I get additional life insurance, if I have substantial coverage thru employer?

Sunday, April 15th, 2007

den_tarakanov asked: I am in my late 20’s and have 2 daughters. Thru my employer I have about $1 million group term life insurance policy plus death benefit thru vested pension plan. Should I go ahead and purchase additional term life insurance from the 3rd party or would it be the waste? I cannot afford [...]

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Term Life Insurance vs. Whole Life Insurance?

Tuesday, April 10th, 2007

FromTheTop asked: I have heard many arguments, can you guys give me some input please? I have been told that whole life is a ripoff, but I need some examples. ThanksEmily Esteybar

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what is the difference between term, whole and universal life insurance?

Saturday, April 7th, 2007

mozerchick asked: I’m looking for life insurance for my mom, she is diabetic type II. I just don’t know what kind to get her in case something happens. She has been hospitalized several times this yearArdis Yordy

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