Term Life Insurance-Term Life Insurance Rates

Charles C asked:


I f he needs life insurance, which is a better pick, a term life insurance or a participating whole life insurance since premiums are very cheap and he can have her plans paid up in a short period of time using self liquidating option?

Bibi Rowlett

den_tarakanov asked:


I am in my late 20′s and have 2 daughters. Thru my employer I have about $1 million group term life insurance policy plus death benefit thru vested pension plan. Should I go ahead and purchase additional term life insurance from the 3rd party or would it be the waste? I cannot afford permanent life insurance policy due to extremely high premiums.
It seems to me that I should not seek additional policy since I will always be employed and when I am unemployed I could always initiate a term policy then? What are the arguments?

Cara

FromTheTop asked:


I have heard many arguments, can you guys give me some input please? I have been told that whole life is a ripoff, but I need some examples. Thanks

Emily Esteybar

mozerchick asked:


I’m looking for life insurance for my mom, she is diabetic type II. I just don’t know what kind to get her in case something happens. She has been hospitalized several times this year

Ardis Yordy