Term Life Insurance-Term Life Insurance Rates

summerbaby asked:


Permanent Life Insurance, Term-Life Insurance, others, ect…For male, 56 years old

Mario Guerrieri

mindracer asked:


I need a small at least term life insurance policy becasue I have no assests and know my children can not afford my burial etc.. However I have had and do have numerous medical problems which means I will either get denied or rated so high I may not be able to afford it.. Any suggestions or where to start.. Thanks

Herbert Coolbaugh

Rich N asked:


At age 43 I am half-way through a 20-year term life policy at a decent monthly cost.
My question: Even though I’m ten years older than when the policy started and, thus, a new policy would cost more, is it worth it for the long run to end this policy and start a new 20-year one? i.e. “leapfrog” or “ladder” policies.
I’m thinking that, otherwise, in 10 years when my current one expires, I’ll be at at 53 and any policy then would be more expensive than a new one at 43.

Linda

Nini asked:


What insurance should I get? I’m in my late 20′s and I’d like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I’m as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I’m very active so I have no signs of any disease related to heart disease. It’s a fear that I’ve had since I was a kid and it’s the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I’d get something like 17% off my car insurance. I’m struggling to figure out which policy to choose. I need some insight.
I bought a 30 year when I was about 20 or 21, and I want to buy another policy.

Sidney Fosse