Term Life Insurance-Term Life Insurance Rates

degree103@sbcglobal.net asked:


I have term life insurance with state farm one day while talking to a state farm agent the requested an insurance called universal life insurance and they would send me some info they never did even after calling two or three times. I’am 49 yrs old and had term life insurance with them for a long time i think there’s something there not telling me i don’t know how the life insurance game work ?

Scotty Digiambattist

Bill2006 asked:


I’m looking for a term policy, one-year, increasing-premium, renewable. The companies I’ve contacted so far offer nothing that’s even close.

Roman Merrion

rozanne asked:


Which life insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please suggest good plan and life insurance company. Is there any database where we get more information of claim record.

Moira Marquart

brutal s asked:


i am wanting to cash in a 14year life insurance policy. the amount is $50,000. what is the formula for a cash out, in other words how much will i receive?

Zachary Wygand

su asked:


why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old?
why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term?
why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance?

Dahlia Smyer

Rajaei A asked:


Any suggestions on finding a reasonable life insurance policy for a man 54 about to turn 55 in a month with a spouse would be appreciated.

He has a soon to expire term life insurance policy at the present.

He wants the best for his money.

Is a term insurance policy still the best type of policy or would another policy be better?

Benton Herrell

pra123 asked:


Hi,
I am from India and my age is 29 years. I am looking for Term insurance for life coverage for 25 lakhs.

It should cover death , permanent disability and my medical expenses.
Please let me know which life insurance is good in india for all above my requests.

Thanks

Roberto Danekas

Torya u asked:


Which life insurance company is best in setting claims? I want to but a term insurance for 25 yrs. I am 35 now. Please suggest good plan and insurance comany. Is there any databse where we get more information of claim record.
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Reginald Straughn

Scott asked:


The main reason that I am interested in the Joint Policy is so that if either my wife or I died, the other would have enough money to pay for the burial of course, and then also pay off the house, vehicles, and any other debt, so that she or I could keep the kids in our home. If I am understanding it right, by doing joint, I can get a larger pay out on the first death, instead of splitting the amount between two policies, which would only result in half of payout on one death for a comparable premium, which isn’t the situation that I am looking for a solution too. I look forward to all of your responses, and thanks in advance.
Thanks for all your suggestions so far, but I guess I should have been a little more clear. I have checked with different brokers, and online companies, but just can’t find any that offer the product. I know there has to be at least a couple of reputable companies that do, but I just can’t seem to find any in the U.S.

Patricia Noke

Finance1o1.blogspot.com ® asked:


I dealt with over 150 clients in my career and haven’t found a single reason why someone would need permanent life insurance. All my clients have term insurance b/c I don’t see why anyone would need life insurance forever. I believe someone needs life insurance at the time when they need it most, which is when they have little savings and lots of debt to pay (such as a mortgage). While I protect the client’s income with term life insurance, I also help them save money for retirement by opening IRAs and/or variable annuities or tax-exempt mutual funds. For kid’s education, I use either a 529 Plan, Coverdell, or UGMA. For estate planning, I setup trust funds.

Corrina Trebbe