Term Life Insurance-Term Life Insurance Rates

denasmiles! asked:


It was at the the end of a day-long sales training program with a group when one of the business owners piped up, “What we need are some *** guys to sell our merchandise.” She was asked, “Why specifically *** men?”

She answered, “Because when we visited stores yesterday in the City, they were out and willing to tell anyone in a matter-of-fact way. They were personable, fun, you just wanted to buy from them.” I understood from her descriptions of several of these guys why she would want them to work for her.

Expressive gays tend to be extroverts who occasionally tend to make their private business public and sharing information without boundaries. The Expressive is the Grasshopper living for today. Recognized by customers for their uniqueness. Again, their enthusiasm and energy are the spark plugs for your team.

Their enthusiasm can make them feel a bit invincible at times; and can overwhelm Analyticals who want “just the facts.”

Expressive personalities have to process externally while Driver and Analytical personalities don’t. The downside to an Expressives’ natural inclination to show multiple possibilities might require the customer to bring them back to the product the customer is considering, not all of the other possibilities. Their natural enthusiasm can also inflate products’ benefits without devoting time to adequately explaining why.

But I can see how it could easily be confused. An Expressive guy comes out, has to deal with the social ramifications and decide he’s OK with it. Because of coming through that process, there is no baggage so he is free to let himself be open to meeting others. I am okay with me being me. But will the boss and the world be okay with the new me?

That all stems from the basic Expressive personality. In other words, what this owner identified was the personality type that happened to be gay; not a *** person. With me?

The Expressives I think are the most challenging of all the personalities. Their very energy is what keeps many from hiring them. Their creativity, individualism and self-assuredness can be threatening. And when you’re trying to teach them a rigid process your Analtyical employees can easily take to, this personality will constantly challenge why they have to do it “that way.” They will complain their creativity is being stifled - they feel like robots.

What we have to remember is the Expressive is the spark-plug to your crew. They are the one that adds color, excitement and fun.

Is that a *** thing? Or a sales thing?

Should you recruit *** men to sell your stuff? Do yo think business people wold buy6 products and services from a *** guy?

Do women tend to trust *** guys who are expressive? Yes?

You don’t need a lot of Expressives on your sales force but at least one keeps things interesting and fun for your crew and your customers.

My question is selling traditional dry and boring products like insurance, health,Long Term Care in the home. with my french nails, arched brows, sparkly personality do I you think it will work for me or that I am living in a fools paradise and will be received with a thundering thud.

I am not the same as I was a year ago ( In am open now, wasn’t then and there have been hormonal changes too) and I want to reenter the workplace as I am not as I was. What do you think, be nice but be honest. Work places tend to be conservative and traditional and some industries even more so. Help me please !!! LOL

Really some thoughtful advice will be appreciated.

Johnny Bozich

I know a lil’ bit about that asked:


Term insurance or otherwise?

Patricia Noke

Jun asked:


Next of kin went into a coma last week, is in life support (braindead). Doctors have given family the right on whether to pull the plug or not. By pulling the plug, are they forfeiting or defaulting on the term life insurance that the ill individual has?

Omar Louris

Marymiss asked:


for the same coverage (i.e. $500K 30 years term life) is life insurance cheaper in CA or in TX? We are going to be moving to TX in the next couple of months, and we want to buy life insurance. I’d like to know if we are better of buying it here in CA or wait till we get to TX.

Kristen

Erb asked:


My father is searching for some life insurance;
he is 71 and is looking for a term policy for $100,000. for a minimum of 20 years.

Know of any Companies that are good?
i am not concerned with the premiums, just the names please.

Heidi Timmel

breatch asked:


I’m very skeptical about a ‘friend’ trying to sell my significant other ‘investment’ life insurance as a tax reducing, long term investment. We do not have a mortgage or children, and he is 46 years old. He was looking for some investment that would reduce his tax liability. To me, this is one of the worst investments, especially in his situation, but maybe I’m missing something…

Chuck Boege

kali_female asked:


Hi I’m currently shopping for life insurance for my mom. This is my first time shopping for life insurance so I have no idea how life insurance works and do not know what I should look for. Can someone give me a few pointers? What kind of questions should I be asking when talking to an insurance agent? Also, I hear there’s Term Life and Whole Life insurance. What are the difference between the two and which one is better? I’m actually looking for a policy that’s around the 100K to 75K range, so what is the average rate? Which company are reputable and which company should I avoid? Any info, source, site, links, feedback are greatly appreciated. Thanks.

Mireya Martinsons

KJ asked:


And your term life insurance policy does not have an ability to convert to a permanent policy w/o going through underwriting (which now you will not qualify for coverage)?? And you die after your term policy is exhausted, will the person who gave you such advice now help your family??

Dana Sabin

missthanku asked:


I’m looking to invest in life insurance, annuIties and term insurance, mutual funds. However, I don’t know where to start? How can I invest especially in annuities if I want to get a check a month in about 10 years to live on when retiring. My friend’s mom invested in annuities and when she got sick at 55 years old and couldn’t work she was receiving annuities check which helped out alot.Can experienced people respond who have annuities, life insurance and/or term insurance with the kind of insurance they chose and which company you chose and WHY YOU CHOSE TO GO WITH THAT PARTICULAR COMPANY.THERE ARE SO MANY OF THEM OUT THERE…ITS’ CONFUSING AS TO WHICH ONE IS BEST? Thanks in advance for advice.

Wilbert Cubbison

Star asked:


I live in Ohio..with a boyfriend. We both wanted to get life insurance (term). Does Ohio recognize domestic partners for life insurance? I got an offer from AAA and called and the agent said that AAA will give us life insurance no propblem but you have to make sure that Ohio is a state that will recognize it. I’ve had no luck looking online.

Lavona Bonadona